- Fully licensed & insured
- 702-848-3750
- Las Vegas, NV
- Estimates
You know staging sells homes faster and for more money — but timing the upfront cost isn’t always convenient. That’s why Utopia offers Pay at Close, powered by Titus: a simple, low-friction way to get your home professionally staged today and repay the cost through your closing proceeds.
No out-of-pocket payment. No hard credit check. No prepayment penalties.
Just a beautifully staged home hitting the market at its absolute best — and a flat fee repaid the day you close.
Who it’s for: Sellers who want to maximize list price without tying up cash before closing, and agents who want to offer full-service staging without making it contingent on their client’s budget.
How it works in three steps:
Ready to get started? Apply in minutes when you check out.
You can apply when paying for your invoice.
No. Titus only performs a soft credit check during the application process for pre-qualication purposes, so there’s no impact on credit score when applying or using funds.
Homeowners can qualify for either $25,000 or $50,000 depending on how much equity they have in the home.
Agents can qualify for 1.5% of list price, up to $25,000.
Once approved, you can use as little or as much as you’d like. You will only pay back the amount you use plus your Pay at Close fee.
All rates are a flat fee and range from 0-8%, depending on credit score.
Example: You qualify for a Pay at Close rate of 4%. You spend $1,000. The repayment amount will be $1,040 ($1,000 + 4% flat fee of $40).
Yes. You can log into your Titus account at gotitus.com with the phone number you originally signed up with.
Once in your Titus dashboard, you can pay for other listing prep such as:
When you choose to Pay at Close with Titus, you are starting a 6-month loan that will be due at the earliest of the following:
Once the home goes into contract, you’ll add the contact information for the company handling the closing.
To add closing details:
Once this is received, a payoff invoice will automatically be emailed to the closing team.
Yes. You can repay at any time through your Titus account.
There are no prepayment penalties for repaying your loan prior to the close date.
If the home hasn’t sold by the time funds are due, you can either repay in full or work with Titus to set up a repayment plan.
For agents, you can opt to roll the amount due over to another active listing. Additional fees may apply.
If you default on the loan or fail to repay, Titus may report the delinquency to credit bureaus, which could negatively affect your credit.
Phone or Text: (650) 449-8333
Email: support@gotitus.com
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